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Major Auto Lender Just Ended Vehicle Loans (BMO Bank)BMO Car Loan Payment Deferral. If you're concerned that you might miss your car loan payment, BMO allows borrowers to defer up to 2 car loan. Call your BMO Bank by Phone automated services at Available 24 hours a day seven days a week. Step 1: Dial the BMO Customer Service number, which is CALL-BMO (). Step 2: Navigate through the automated service by following the voice prompts.