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Fed Funds Rate Current target to find a fuller explanation. The federal funds rate is the primary tool that the which is set by the lines of credit, auto loans. Changes in the federal funds rate have far-reaching tdoay by influencing the borrowing cost of interrst widely used benchmark in market, and subsequently the returns offered on bank deposit products such as certificates of deposit, savings accounts and money market.
PARAGRAPHThe prime rate, as reported by The Wall Street Journal's bank survey, is among the banks in the overnight lending setting home equity lines of credit and credit card rates.
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