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How to Send an Interac e-Transfer on BMO !When you log in for the first time, unless we have notified you otherwise, you will be able to use your current M&I Online Banking User ID and Password. Enter your User ID, the last six digits of your Social Security or the Tax ID Number associated with the account, and your email address. Your password for online and mobile banking has been updated. This change doesn't affect passwords used for Telephone Banking.