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An Innovative Framework for Your Financial solutions � Welcome to. Main Credit Bank UK. What would you like to do for yourself, your family, your business and. Our soft loans. Soft or �concessional� loans are loans whose interest rate is lower than the market rate. AFD can offer this type of financing when the project. Personal Loans & Lines of Credit ; Fast, easy access to cash tied to your checking account when you need it. Personal loans with fixed rates and terms ; APR.