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Best CD Interest Rates 2024 - What is Brokered CD - Certificate Of Deposit Account Step by StepAverage CD rates are currently between % to %, but many banks and credit unions offer CDs paying substantially more. The best CD rates. Summary of best CD rates � NASA Federal Credit Union: % APY for 9-month certificate. � Capital One: % APY for month CD. � First Internet. The best CD rates range from percent APY to percent APY. This top rate is offered by Amerant for a 6-month term, and is roughly three times higher.