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BMO - Loan vs. Line of Credit: What�s the Difference?free.mortgage-refinancing-loans.org � en-us � main � personal � loans-and-lines-of-credit. As of November 6, , Bank of Montreal's prime rate is currently %. This prime rate is used for BMO's variable-rate loans. The integrated lines of credit interest rate is determined by adding % to the prime rate, resulting in a total rate of % on Plus, the loan.
