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BMO Bank - How to Lock/Unlock Your Credit Card - Bank of MontrealLearn how to delete scheduled credit card payments on the BMO Digital Banking app. Begin by launching the BMO Mobile App on your device. � Tap on the menu icon, then select "My Accounts." � Find and tap on the "Stop Payments". To stop your next scheduled automatic payment, you must delete the payment in BMO Digital Banking or contact us before 11pm CT the day before the payment is due.