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What Is A Balance Transfer?A balance transfer is when you move existing debt to a new credit card with an introductory 0% annual percentage rate (APR). The main goal of a. A credit card balance transfer is when you move the amount you owe (the balance) to another credit card. The new interest rate on the balance you transfer may. How do balance transfers work? A balance transfer is when you move money you owe from one credit card to another that charges less in interest.
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