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How to Calculate Bank CD InterestBMO Bank � 6 APY: % � 12 APY: % � 18 APY: % � 24 APY: % � 36 APY: % � 48 APY: % � 60 APY: %. Find your CD rate ; 3 months, , ; 6 months, , ; 9 months, , ; 12 months, , ; 18 months, , Open a Standard CD Today! ; 18 months, %, % ; 24 months, %, % ; 30 months, %, % ; 36 months, %, %.