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Market is trading on fear and emotion: BMO strategistPayment Processing Times � Fast Processing: Payments are processed swiftly, ensuring that your loans are paid on time. � Scheduled Payments: You cannot set up. The same day processing cut off time for BMO Express Loan Pay is 10pm (C.T). Payments made after this cut off time will be processed the following business day. Make a payment over the phone at ; Mail in a payment; Visit a storefront location and pay in person; Use the Express Loan Pay option.