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9 Grants for Woman-Owned Businesses (and How to Apply)Women-owned businesses have received 32 percent of loans issued through the Lift Local Business program. Approved loans come with free financial and. Through the SBA 7(a) loan, women can borrow up to $5 million with a typical repayment term ranging anywhere from five to ten years. Women-owned small businesses can also take advantage of SBA loan programs. Our partners offer advice and counseling to help choose the right.