Savings secured loans

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Secured Loans: ULTIMATE GUIDE to find the best deal
With a share secured loan, you can borrow money and use your Service Credit Union savings account as collateral. That means you'll pay less interest. A secured loan allows you to use collateral, like a savings account or certificate, to borrow against and build credit. Learn more and apply today. If you need cash, dip into your savings without touching a cent. Pledge the funds in your account as collateral for a Savings Secured Loan.

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What our members say:. These include white papers, government data, original reporting, and interviews with industry experts. Like other types of borrowing, share-secured loans have both advantages and disadvantages. Interest will begin accruing on the date the loan is funded.